You're starting to gain more interest in investments and the trending financial topics that make today's headlines - but how do you know where to start and which advice to follow?
Before you dive into choosing what you want to invest in, we highly recommend starting with the basics. For instance, you may have started a job that provides an employer match. Or, perhaps you received an unexpected inheritance that you would like to invest back into the market. Are you maximizing your contribution matches? Do you know what your investment risk tolerance and is your portfolio allocated accordingly?
From maximizing your employer contributions to discussing how to start an education plan for your expanding family, our financial specialists will guide you through each wealth accumulation life event.
You have the distinct advantage of time on your side, meaning that you have years to build your portfolio and ride out the ups and downs of the market.
Many young adults find themselves here because of an inheritance, a parent transferring ownership when you become a legal adult, or simply because you want to start exploring your investment options.
Generally speaking, the younger you start investing for your future, the more risk you may be able to take on. Want to see how much risk you are comfortable with as a new investor? Take this free quiz below:
Multi-generational planning including:
Have an old employer plan that is just sitting there, waiting for you to remember it exists? Remember, this is your hard-earned money.
Learn more about what your options are for old and current employer plans, how to make the most of your contribution matches, and what not to do when it comes to moving the funds around.
For existing 401(k), 403(b), or 457 plans: check out this helpful tool:
When a parent or close family member is unable to care for themself or make financial decisions, how can you best support them?
A comprehensive review of investment accounts, beneficiaries, power of attorney, and trustees are a starting point to help get your loved ones' financial affairs in order.
Between healthcare expenses, nursing or hospice care, and everyday bills, understanding the full financial implications of the situation can be a helpful way to prepare for what's next.
While there are many benefits to being self-employed, the intricacies of your investment and tax options are compounded. We'll discuss contribution options and limits, tax strategies, general planning options, and if applicable, your employee options.
Helpful resource: Crunch some numbers with our Self-Employment Maximum Contribution calculator